武侠小说大师金庸有绝句：「武林至尊，宝刀屠龙，号令武林，莫敢不从；倚天不出，谁与争锋」，今天则有：「家长至宝，平板电脑，号令孩子，莫敢不从；Iphone不出，谁与争锋」！
http://cnews.cari.com.my/news.php?id=309651
Sunday 2 December 2012
Friday 30 November 2012
Wednesday 28 November 2012
Tuesday 27 November 2012
以前的笑话
有一天一个老人对一个小孩子说： 你知道，当年金庸写的14本书可以连成一个对联吗？ 就是“飞雪连天射白鹿，笑书神侠倚碧鸳” 孩子不屑一顾，笑笑说： ...你知道J.K.罗琳写的7本书也可以连成一句话吗？ 答案：哈哈哈哈哈哈哈。
Friday 16 November 2012
Tuesday 30 October 2012
Upgraded my Galaxy Tab 10.1 to ICS 4
Spent 30 minutes and upgrade my Samsung Galaxy Tab from 3.2 to 4.0.
Very smooth upgrade and the result is surprising good.
UI is responsive, can edit mini apps now, more shortcuts in settings and seems to have better battery life.
Superb!!!
Wednesday 12 September 2012
Monday 10 September 2012
Team Lunch @ Hanazen, Jaya One
这次是为了马来新年，同事继续深造和八，九月份生日的同事而庆祝的。
地点位于八达灵一带的 Jaya One
发现马来同事都不吃Shashimi
Hanazen Japanese Restaurant - 外观
Hanazen Japanese Restaurant - 外观
Hanazen Japanese Restaurant - 厨房
Hanazen Japanese Restaurant - 内观
摆设
看到就很开胃
我点的三文鱼 - RM22 per set
新鲜，油脂分布均匀
炸鸡排+日本家哩
Sukiyaki Beef Set - RM30
同事点错了，还好厨师帮忙，把它炸了
大家都很忙，做”底头“一族
合照
餐厅特别准备的蛋糕
餐厅特别准备的蛋糕
与蛋糕合照
又老一岁的人
又老一岁的人
Thursday 6 September 2012
Tuesday 4 September 2012
Wednesday 29 August 2012
Friday 10 August 2012
About GNOCSPIDER
Before multiply close down( before that i am using circles99), below are some summary of gnocspider
- I join as member since January 9, '05.
- My page have been viewed 2213 times by 702 people
- All posts 1422 and all albums is 428
- First person to view my page was 7 years ago and I can no longer find out the person (already remove from multiply)
User 'koonkhim' does not exist
- The first person who view my page and still active is Lokman Lim (I think not that active anymore…)
- GNOCSPIDER name is consist of 2 parts:
- GNOC is my department name when I work in Docomo inter-touch, full name is Global Network Operations Centre. Monitoring about 230+ server around the globe 24 x 7
- SPIDER is my nick name given by my housemate in UPM. He always call me spider because I study networking in UPM and I am very good in using "sniper" in "counter strike".
- Actively post in multiply when I work at Bahrain. Just want to share good food and nice place to visit to everyone.
- First hiking with multiply was on Dec 2007, where I met klchew driving a Mercedes Benz. Felix, Leong sifu, Ah Tai, Ah Tay, Samantha, Ai Ai...etc http://gnocspider.multiply.com/photos/album/204/Melawati-West-with-Multiply-Gang
- Second gathering I remembered was at Kuchai Lama, 重庆鸡公煲 together with Nelson, Alan and few others… Cant find the photos :(
- More and more hiking with multiply friend and somehow got mess with "mystery relationship" with Felix and Ah Chee…
- Continue to post when we have project at Indonesia.
- First tour with Multiply friend was on Sep 2009, we went to Redang Island
- Multiply flag follow me to Bali and Phuke
Have run the program to backup entire sites for 1 day and downloaded 2.5GB of data. Initial checking seems it copy everything in multiply, still need to wait until it finish download for verification.
Once confirm can download everything, i will share with you guys
Thursday 2 August 2012
Latin Americans Least Likely Worldwide to Feel Safe
http://www.gallup.com/poll/156236/Latin-Americans-Least-Likely-Worldwide-Feel-Safe.aspx?utm_source=alert&utm_medium=email&utm_campaign=syndication&utm_content=morelink&utm_term=All%20Gallup%20Headlines
Do you feel safe walking alone at night?
Malaysia - Yes 46%, No 49%
Perception problem?
Do you feel safe walking alone at night?
Malaysia - Yes 46%, No 49%
Perception problem?
Tuesday 31 July 2012
Thursday 19 July 2012
Monday 16 July 2012
Thursday 12 July 2012
Relax la...(forwarded email)
(1) 有一美女下夜班,被一好色男子尾随跟踪,美女很害怕,正好路过一片坟地, 好色男子正要下手, 美女走到一座坟墓前说:“爸爸,开门吧,我回来了”。吓的好色男子狂奔而去。
(2) 美女为自己的聪明得意地笑了起来，哪知笑声未落，从坟墓里传出一个阴森森的声音说：“闺女，你咋又忘记带钥匙了呢？”吓得美女尖叫著跑了。
(3) 这时，一个盗墓者从坟墓里爬了出来，说：“影响我工作，吓死你”。突然发现墓碑前有一老者，手拿凿子在刻墓碑，就好奇地问：“你在干吗”？老者生气地说：“这些不肖子孙把我的墓碑都刻错了，只好自己来改啦”。盗墓者一听，吓得撒腿就跑了。
(4) 看著盗墓者的背影，老者冷笑道：“跟老子抢生意，吓死你”。一不小心，凿子掉地上了，老者正要弯腰去拾，却看见从草丛中伸出一只手，同时还有个冷冰冰的声音说：“ 啊，敢乱改我家的门牌号”。吓得老者连滚带爬地跑了。
(5) 一个拾荒者从草丛中爬出来，捡起地上的凿子，感叹道：“这年头，捡块烂铁还得费这么大神。”
Thursday 28 June 2012
Useful Android Tool (9) : Sygic
Sygic GPS navigation
Sygic is a voice guided GPS navigation app. It's packed with latest maps and a robust set of navigation features. Both app and maps are updated for free. Maps are stored on the phone for offline use.
Sygic is trusted by millions of customers around the globe.
Sygic is trusted by millions of customers around the globe.
Tuesday 26 June 2012
Thursday 21 June 2012
飙车（转）
这天，新贵开着他名贵的保时捷奔驰在路上。忽然！一台野狼125从后方追上，机车上那位老阿伯骑士还转头对着他说：“少年！有骑过野狼125没有？”语毕，呼啸而过。
新贵一听，相当的火大：“小小1台野狼125也敢跟我保时捷抢？！”于是，油门一踩，加足马力超越了老伯……想不到没过3分钟，老阿伯又追上来了……“少年！有骑过野狼125没有？”同样的，语毕，便呼啸而过。“哇咧！竟一而再再而三的挑衅？！”新贵再度加足马力，快速将老阿伯抛在脑后。没多久，老阿伯竟又追了上来！不过这次，就在老阿伯要超越新贵时，他摔倒了！并滑了出去。
新贵一看，赶紧下车看老伯的状况……只见老阿伯慢慢坐起，一脸带血的无奈表情对新贵说：“少年啊！你有没骑过野狼125 ？？可不可告诉我刹车在哪啊……”
Wednesday 20 June 2012
Please take care of your drive shaft before it's too late
Just notice my drive shaft boot are torn and need replacement
2 pcs of drive shaft boot plus labour is about RM160
If do not fix this, it will cause your drive shaft damage and the cost is about 2.4k (left) and 2.6k (right)
2 pcs of drive shaft boot plus labour is about RM160
大家要小心
今天早上骑脚踏车出门
看到漂亮的风景
就停下来拍照
突然有位戴着帽子的马来人
亮出刀子来
要抢我的相机
我尝试逃跑
但他还是不放过我
一直追我
越来越靠近我了
唯有向他挥了几拳
然后就倒地了
后来才知道
。。。
。。。
我在发梦。。。
是不是最近看到很多这样的新闻而夜有所梦
总之大家要加倍小心
Tuesday 19 June 2012
Monday 18 June 2012
Thursday 14 June 2012
星期五，轻松一下。呵呵
(1)
那年夏天我总感到自己头昏眼花，浑身没劲。我到了医院，大夫龙飞凤舞很快开好了药方。我算了药价，竟有三百多元。取药的大夫叮嘱我说：“这药白天每隔两个小时吃一次，每次吃三片，一共是两周的药。”我还从没见过这样吃法的药，忙问他：“大夫，我到底得了什么病，这药到底治什么病？”那位大夫就很实在的告诉我：“其实这药什么病都不治，你现在最需要的只是多喝水。”
(2)
班上来了一个插班女生，她自我介绍： “她说我未必会是最聪明的，我未必会是最美丽的，我未必会是最优秀的……我未必会是最幽默的” 正当班上同学都称赞她的谦虚时…… 她突然说：“大家好，我的名字叫魏碧慧。” (3) 一个男子看见一家商店大减价，便走了进去。 “您买些什么？” “我想买狗食。” “我们有规定，您必须证明您有狗。” “哪儿有这样的规定？” “减价商品就是这样。” 男子与售货员磨了半天，售货员还是不同意卖给他。 没有办法，男子只好回家把狗带来，才买到了狗食。 过了几天，男子又去这家商店买猫食。 “给我两盒猫食。” “我们有规定，您必须证明您有猫。” 还是那个售货员，男子又与她磨蹭了半天，结果还是不得不回家把猫带来才买到了猫食。 又过了几天，男子抱着挖有一个洞的大纸箱来到那家商店，找到那个售货员。 “您买些什么？” “你把手伸进去就知道啦。” 售货员把手伸了进去：“是什么呀，粘乎乎的。” “我想买两卷儿手纸。”
Tuesday 12 June 2012
Thursday 7 June 2012
又何必和政治家谈良心
念中六的时候
数学老师就提醒我们
以后上大学
借钱后
一定要饮水思源
把借来的钱
还给政府
好让年轻一带
可以继续升学
为国家出一分力
如国因为政敌的一些政策
而冻结学生们的贷款
你真的没有资格当部长
哎。又何必和政治家谈良心
数学老师就提醒我们
以后上大学
借钱后
一定要饮水思源
把借来的钱
还给政府
好让年轻一带
可以继续升学
为国家出一分力
如国因为政敌的一些政策
而冻结学生们的贷款
你真的没有资格当部长
哎。又何必和政治家谈良心
Tuesday 5 June 2012
Monday 4 June 2012
2012年06月03日 - 兩大核心業務獲利‧綠馳全年有望轉盈 - 投資致富 - 財經
http://biz.sinchew-i.com/node/61192?tid=8
在深耕長達15季，資本開銷龐大的綠馳通訊科技（GPACKET，0082，主板科技組），繼2011年12月取得營運盈利後，今年首季更在兩大核心業務取得營運盈利，2012財政年轉虧為盈可期。
去年12月第四季，綠馳通訊兩大核心業務中，僅有軟體方案取得營運盈利，旗下P1的電訊業務未能即時“止血”；2012年首季在凌厲攻勢與巧妙執行各項策略後，兩大核心業務終取得營運盈利。
P1業務獲40萬新用戶
首席執行員兼董事經理潘振祥接受訪問時難掩心中喜悅，他表示：“P1業務取得的40萬名新用戶，是轉動營運盈利的神奇數字或神奇力量。”
他說，該公司成功自一些外圍城市中獲取新用戶，這是P1營運盈利轉虧為盈一大因素。
“我們將繼續力爭上游，放眼年杪攫取50萬用戶。”去年12月至今年3月，淨獲1萬2千名新用戶，這些用戶來自全國各地。
P1業務營運盈利為330萬令吉，方案業務80萬令吉。P1業務的每名客戶平均營業額（ARPU），由平均75令吉略增至78令吉。
二線城市寬頻需求高
剛公佈的截至2012年首季業績，營業額成長5.30%至1億2千816萬5千令吉，淨虧由前期3千789萬3千令吉進一步收窄至2千973萬5千令吉。
“我們看到這些二線城市與首府，對寬頻的需求很高。”這些城市包括怡保、馬六甲、芙蓉、關丹，乃至鄰近的二線城市對此有高需求。
他說，這些地區對固定寬頻的需求較高，這些高需求提高了人均付費。
以寬頻的滲透率來說，在巴生河流域約為105%，選擇性也多，全國來說則只有60%左右；巴生河流域以外很多首府，寬頻的滲透率仍很低。
用戶當中，巴生河流域用戶多用可攜式的USB無線網絡卡寬頻（USB Dongle）與個人寬頻/個人熱點（MyFI），此區外用戶則多為選用寬頻，ARPU也相對較高，這推動ARPU成長。
他指出，在二線城市推出的4G寬頻服務，比目前3G網速快上5至10倍，穩定快速而銜接良好。這些年來建立了品牌形象，到處可見經銷渠道對用戶進行銷售，為業績成長作出貢獻。
“目前全國有300間活躍的經銷渠道，另有80間P1店。未來將把有關經銷渠道與P1店增至500間和150間。”
方案業務一年半內轉盈
以方案業務來說，其營運廣及美國、大馬、新加坡、中國、澳洲、巴林、泰國和港台地區。
其方案的強處是，在短短一年半期間就轉虧為盈，此業務去年取得2千500萬令吉盈利。
崛起為全面電訊公司
綠馳通訊科技今年崛起為全面電訊公司，2008年推展服務時，只有4G無線寬頻服務，今年3月轉化成高速寬頻（HSBB）的P1光纖服務（類似UNIFI）。
在P1-2.0進程中，不僅在住家/辦公處可享有高速寬頻，流動時也獲網絡卡寬頻（USB Dongle），150令吉的收費與服務具競爭性，反應令人鼓舞。但唯一的挑戰是，需在裝置基建上獲馬電訊的護持。該服務也提供固線語音服務
資本開銷比同儕低
未來幾年，其資本開銷將比其他電訊大頭低，過去4年每年約2億5千萬令吉至3億令吉之間，未來3至5年也以此規模投資；其他大型電訊公司達7億令吉。
一般電訊業需斥巨資用於提昇3G寬頻至LTE（長遠演化系統），該公司將根據大馬通訊與多媒體委員會（MCMC）建議，分享有關頻譜。
電訊公司的資本開銷龐大，營運盈利轉向正面，朝向轉虧為盈可期。今年資本開銷減少，計劃投入3千萬至4千萬令吉用於東馬，首站在亞庇推出寬頻服務。
在取得80%覆蓋率後，資本開銷更會減少；目前只覆蓋50%（半島）。
第三季推固定語音服務
今年第三季開始固定語音服務，用戶可在支付10令吉的固定點上，以吸引人的收費致電10國。
這項服務去年杪獻議向5萬名用戶非正式推展，今年第三季才會正式推展。
語音的成本微，但語音業務賺益卻比數據高，中小企業這方面的需求高；這會為語音世界帶來新生命，企業可以使用這種便利。
他說，語音成本很低，不管在固定或流動網絡上，其賺益一般會比數據更豐厚。語音業務在國內業務不太有成長，不過在商業社群還有成長空間。
明年擬推出流動語音服務
P1也計劃於明年推出流動語音服務，他相信結合流動寬頻與語音的服務推展後，將會有很多智慧型手機、平板電腦等實用，只要訂其服務，可提供各項適合各情況的服務。
正如在P1未加入戰圍之前，寬頻市場顯得停滯而不具競爭性，P1一出，整個寬頻生機勃勃，覆蓋率也數倍增長。
整合併購
大勢所趨
潘振祥相信以大馬市場，只能容下4.5間電訊公司，整合是勢所必然。
目前有明訊（MAXIS，6012，主板貿服組）、數碼網絡（DIGI，6947，主板基建計劃組）、亞通（AXIATA，6888，主板貿服組）旗下天地通（Celcom）為電訊3巨頭，後來加入戰圍的P1、楊忠禮電子（YTLE，0009，創業板科技組）的YES與成功集團（BJCORP，3395，主板貿服組）團旗下的U MOBILE。
提到是否排除與楊忠禮機構（YTL，4677，主板貿服組）電訊業合併，他沒有直接答覆問題，只表示整合是大馬電訊業勢所必然大勢。
詢及是否受電訊業巨頭接觸與談商，他說，時時都在磋商，他將選擇以最好方式加強股東價值。
至於分享頻譜，他說，正如MCMC所願意看到的，綠馳通訊會朝向此方向進行精明合伙。
大馬通訊與多媒體委員會（MCMC）最近頒發180兆赫頻譜予9家營運商。
與馬電訊合作良好
提到最近已與馬電訊合作，良好關係是否促使進一步合作或整合時，他說，在這方面保持開放；迄今與馬電訊合作關係良好，但若裝置工程能夠改進，關係可更好和吸引更多用戶。
提到這會否衝擊馬電訊時，他說，電訊業時時需要合作，馬電訊歷史悠久與有良好品牌，P1則有自己的服務與優勢，各有各做。
“與其以前完全不動，透過綠馳通訊，馬電訊也可獲取營收，這將是互補的。”
至於P1會否獨立上市，或與其他公司整合，也在考量當中。（星洲日報／投資致富‧企業故事）
在深耕長達15季，資本開銷龐大的綠馳通訊科技（GPACKET，0082，主板科技組），繼2011年12月取得營運盈利後，今年首季更在兩大核心業務取得營運盈利，2012財政年轉虧為盈可期。
去年12月第四季，綠馳通訊兩大核心業務中，僅有軟體方案取得營運盈利，旗下P1的電訊業務未能即時“止血”；2012年首季在凌厲攻勢與巧妙執行各項策略後，兩大核心業務終取得營運盈利。
P1業務獲40萬新用戶
首席執行員兼董事經理潘振祥接受訪問時難掩心中喜悅，他表示：“P1業務取得的40萬名新用戶，是轉動營運盈利的神奇數字或神奇力量。”
他說，該公司成功自一些外圍城市中獲取新用戶，這是P1營運盈利轉虧為盈一大因素。
“我們將繼續力爭上游，放眼年杪攫取50萬用戶。”去年12月至今年3月，淨獲1萬2千名新用戶，這些用戶來自全國各地。
P1業務營運盈利為330萬令吉，方案業務80萬令吉。P1業務的每名客戶平均營業額（ARPU），由平均75令吉略增至78令吉。
二線城市寬頻需求高
剛公佈的截至2012年首季業績，營業額成長5.30%至1億2千816萬5千令吉，淨虧由前期3千789萬3千令吉進一步收窄至2千973萬5千令吉。
“我們看到這些二線城市與首府，對寬頻的需求很高。”這些城市包括怡保、馬六甲、芙蓉、關丹，乃至鄰近的二線城市對此有高需求。
他說，這些地區對固定寬頻的需求較高，這些高需求提高了人均付費。
以寬頻的滲透率來說，在巴生河流域約為105%，選擇性也多，全國來說則只有60%左右；巴生河流域以外很多首府，寬頻的滲透率仍很低。
用戶當中，巴生河流域用戶多用可攜式的USB無線網絡卡寬頻（USB Dongle）與個人寬頻/個人熱點（MyFI），此區外用戶則多為選用寬頻，ARPU也相對較高，這推動ARPU成長。
他指出，在二線城市推出的4G寬頻服務，比目前3G網速快上5至10倍，穩定快速而銜接良好。這些年來建立了品牌形象，到處可見經銷渠道對用戶進行銷售，為業績成長作出貢獻。
“目前全國有300間活躍的經銷渠道，另有80間P1店。未來將把有關經銷渠道與P1店增至500間和150間。”
方案業務一年半內轉盈
以方案業務來說，其營運廣及美國、大馬、新加坡、中國、澳洲、巴林、泰國和港台地區。
其方案的強處是，在短短一年半期間就轉虧為盈，此業務去年取得2千500萬令吉盈利。
崛起為全面電訊公司
綠馳通訊科技今年崛起為全面電訊公司，2008年推展服務時，只有4G無線寬頻服務，今年3月轉化成高速寬頻（HSBB）的P1光纖服務（類似UNIFI）。
在P1-2.0進程中，不僅在住家/辦公處可享有高速寬頻，流動時也獲網絡卡寬頻（USB Dongle），150令吉的收費與服務具競爭性，反應令人鼓舞。但唯一的挑戰是，需在裝置基建上獲馬電訊的護持。該服務也提供固線語音服務
資本開銷比同儕低
未來幾年，其資本開銷將比其他電訊大頭低，過去4年每年約2億5千萬令吉至3億令吉之間，未來3至5年也以此規模投資；其他大型電訊公司達7億令吉。
一般電訊業需斥巨資用於提昇3G寬頻至LTE（長遠演化系統），該公司將根據大馬通訊與多媒體委員會（MCMC）建議，分享有關頻譜。
電訊公司的資本開銷龐大，營運盈利轉向正面，朝向轉虧為盈可期。今年資本開銷減少，計劃投入3千萬至4千萬令吉用於東馬，首站在亞庇推出寬頻服務。
在取得80%覆蓋率後，資本開銷更會減少；目前只覆蓋50%（半島）。
第三季推固定語音服務
今年第三季開始固定語音服務，用戶可在支付10令吉的固定點上，以吸引人的收費致電10國。
這項服務去年杪獻議向5萬名用戶非正式推展，今年第三季才會正式推展。
語音的成本微，但語音業務賺益卻比數據高，中小企業這方面的需求高；這會為語音世界帶來新生命，企業可以使用這種便利。
他說，語音成本很低，不管在固定或流動網絡上，其賺益一般會比數據更豐厚。語音業務在國內業務不太有成長，不過在商業社群還有成長空間。
明年擬推出流動語音服務
P1也計劃於明年推出流動語音服務，他相信結合流動寬頻與語音的服務推展後，將會有很多智慧型手機、平板電腦等實用，只要訂其服務，可提供各項適合各情況的服務。
正如在P1未加入戰圍之前，寬頻市場顯得停滯而不具競爭性，P1一出，整個寬頻生機勃勃，覆蓋率也數倍增長。
整合併購
大勢所趨
潘振祥相信以大馬市場，只能容下4.5間電訊公司，整合是勢所必然。
目前有明訊（MAXIS，6012，主板貿服組）、數碼網絡（DIGI，6947，主板基建計劃組）、亞通（AXIATA，6888，主板貿服組）旗下天地通（Celcom）為電訊3巨頭，後來加入戰圍的P1、楊忠禮電子（YTLE，0009，創業板科技組）的YES與成功集團（BJCORP，3395，主板貿服組）團旗下的U MOBILE。
提到是否排除與楊忠禮機構（YTL，4677，主板貿服組）電訊業合併，他沒有直接答覆問題，只表示整合是大馬電訊業勢所必然大勢。
詢及是否受電訊業巨頭接觸與談商，他說，時時都在磋商，他將選擇以最好方式加強股東價值。
至於分享頻譜，他說，正如MCMC所願意看到的，綠馳通訊會朝向此方向進行精明合伙。
大馬通訊與多媒體委員會（MCMC）最近頒發180兆赫頻譜予9家營運商。
與馬電訊合作良好
提到最近已與馬電訊合作，良好關係是否促使進一步合作或整合時，他說，在這方面保持開放；迄今與馬電訊合作關係良好，但若裝置工程能夠改進，關係可更好和吸引更多用戶。
提到這會否衝擊馬電訊時，他說，電訊業時時需要合作，馬電訊歷史悠久與有良好品牌，P1則有自己的服務與優勢，各有各做。
“與其以前完全不動，透過綠馳通訊，馬電訊也可獲取營收，這將是互補的。”
至於P1會否獨立上市，或與其他公司整合，也在考量當中。（星洲日報／投資致富‧企業故事）
Tuesday 29 May 2012
2012年05月30日 - 鄭丁賢‧小華要當首相 - 馬荷加尼 - 評論
http://opinions.sinchew-i.com/node/24111?tid=17
小學六年級的作文課，出了一道題目：“我的志願”。
小華提起筆，洋洋灑灑寫了兩張稿紙，第一句話就是：“我的志願是當馬來西亞的首相。”
3天後，小華接到批改後的作文，分數全班最低，只有30分；老師還寫下評語：“志願不實際，你是華人，怎麼可能當首相？扣分！”
小華年紀雖小，卻有醒覺意識；他找老師理論去。
老師回答：“伊斯蘭黨長老聶阿茲都說了嘛，要當首相可以，但必須是穆斯林。你又不是穆斯林，怎能當首相？”
小華反駁：“我老爸說，憲法沒有規定穆斯林才能當首相，只要是大馬公民，就符合基本資格。”
老師無話可說，把他帶到訓導室，請訓導主任處理。
訓導主任拿出《馬來西亞前鋒報》星期刊的專訪，說道：“你看，退休大法官說，首相是由下議院議員選出，而議員多數是馬來人穆斯林，所以非馬來人要做首相是不可能的事。”
小華不服氣：“即使是馬來穆斯林議員，也未必看膚色和宗教來選首相。只要一個人的能力強，人品好，即使不是馬來穆斯林，也可能會被推選為首相。”
訓導主任啞口無言，說道：“你那麼愛說，就去和副校長說吧。”
副校長見了小華，嚴肅說道：“小華，我知道你的志願很偉大，但這是不可能達到的，為了避免你希望愈大，失望更大，我鄭重告訴你，不能以首相為志願。”
小華回應：“副校長，你又憑甚麼這麼說？”
副校長拿出前日報章，說道：“Nah nah，東姑阿茲說，根據馬來西亞的傳統和國情，非馬來人和非穆斯林是不適宜出任首相的。”
小華還是不屈服，回答：“傳統和國情也不是不能改變的，以前的美國人說，有色人種不適合擔任美國總統；但是，奧巴馬不也做了總統？”
副校長說不出話，把小華帶到校長室。
校長見到小華，臉露笑容，和藹可親的說：“小華，你想做首相是嗎？”
小華：“是的，你說甚麼都沒有用，我打定主意，就是要做首相。”
校長：“沒問題，你當然可以。
只是，馬華總會長蔡細歷說，要先potong，你要嗎？”
小華雙手遮住下檔，驚道：“我不要做首相了！”
小學六年級的作文課，出了一道題目：“我的志願”。
小華提起筆，洋洋灑灑寫了兩張稿紙，第一句話就是：“我的志願是當馬來西亞的首相。”
3天後，小華接到批改後的作文，分數全班最低，只有30分；老師還寫下評語：“志願不實際，你是華人，怎麼可能當首相？扣分！”
小華年紀雖小，卻有醒覺意識；他找老師理論去。
老師回答：“伊斯蘭黨長老聶阿茲都說了嘛，要當首相可以，但必須是穆斯林。你又不是穆斯林，怎能當首相？”
小華反駁：“我老爸說，憲法沒有規定穆斯林才能當首相，只要是大馬公民，就符合基本資格。”
老師無話可說，把他帶到訓導室，請訓導主任處理。
訓導主任拿出《馬來西亞前鋒報》星期刊的專訪，說道：“你看，退休大法官說，首相是由下議院議員選出，而議員多數是馬來人穆斯林，所以非馬來人要做首相是不可能的事。”
小華不服氣：“即使是馬來穆斯林議員，也未必看膚色和宗教來選首相。只要一個人的能力強，人品好，即使不是馬來穆斯林，也可能會被推選為首相。”
訓導主任啞口無言，說道：“你那麼愛說，就去和副校長說吧。”
副校長見了小華，嚴肅說道：“小華，我知道你的志願很偉大，但這是不可能達到的，為了避免你希望愈大，失望更大，我鄭重告訴你，不能以首相為志願。”
小華回應：“副校長，你又憑甚麼這麼說？”
副校長拿出前日報章，說道：“Nah nah，東姑阿茲說，根據馬來西亞的傳統和國情，非馬來人和非穆斯林是不適宜出任首相的。”
小華還是不屈服，回答：“傳統和國情也不是不能改變的，以前的美國人說，有色人種不適合擔任美國總統；但是，奧巴馬不也做了總統？”
副校長說不出話，把小華帶到校長室。
校長見到小華，臉露笑容，和藹可親的說：“小華，你想做首相是嗎？”
小華：“是的，你說甚麼都沒有用，我打定主意，就是要做首相。”
校長：“沒問題，你當然可以。
只是，馬華總會長蔡細歷說，要先potong，你要嗎？”
小華雙手遮住下檔，驚道：“我不要做首相了！”
Sunday 27 May 2012
單身儲蓄不要少於1/3收入 - 康健雜誌
http://www.commonhealth.com.tw/article/article.action?id=5016423&page=1
單身儲蓄不要少於1/3收入
2006-09 康健雜誌 作者：蕭碧華
生活中，總有許多令人意想不到的事情，當遇到的事情是突如其來的意外時，你會怎麼處理？其實有許多事情是可以未雨綢繆的，當意外來臨時，生活才會有保障。
一個人最好書展，精選書單全面７９折！
單身貴族的儲蓄不要少於收入的三分之一
時下很多單身貴族都喜歡吃美食、上高級餐廳，穿的衣服及用的東西也很講究品味，與小家庭比起來，單身貴族因為較無家累，反而容易陷入無節制的開銷情境中。
這樣的情形不只發生在收入較好的單身貴族中，剛出社會的年輕人因為開始有能力賺錢，可以自由支付收入，也很容易成為「月光族」，月底前就已花光光。甚至以為只要年齡愈長，薪水就會跟著升高，於是無限制地買名牌、分期付款、預借現金……。
有位讀者來信提到，他在發生車禍、工作被迫停止，又必須付醫療費時，才警覺年輕≠無敵鐵金剛，幸好之前曾經存了一點錢，度過了這次的難關，但是錢也用得差不多了，他說，這種身價歸零的感覺實在不太好。
或許年輕人覺得「及時享受才是王道」，我還是建議用「螞蟻族」的心態，來面對工作及金錢，而不要像「蟋蟀族」，天天花在當下。
如果沒有其他的負擔，單身貴族反而是最有辦法儲蓄的人，也不必省到太省，每個月薪水發下來的時候，先將三分之一撥到另一個絕對不動用的帳戶中，以月薪2萬4千元的人來看，即使無利息，每月存8000元，30年將近300萬，也是一筆可觀的數字。
假如你是吃家裏、住家裏的單身貴族，每月若能存到薪水的一半，以月存1萬2千元來說，30年就有近450萬，想像不到吧！
許多單身女性在年過35歲之後，感覺自己應該不會結婚，也燃起「為自己存錢」的動力，當存了一筆錢之後，就會開始萌生「到底要不要買房子」的念頭，我的建議是，先想一想退休後，要住在哪裏？
我認識一位過去留學美國的女性，她原本想買房子，但又有很強烈的慾望想到美國退休，我就建議她不必買房子，反倒是多存錢；另外，也有人很嚮往鄉下生活，那麼也可以不考慮買屋。
但如果你認為自己是個都會人，不活在大都市會很難過，又有固定的收入，那麼就可以開始尋找適合的房子，如此一來將會比較有「定下來」的感覺。
隨時會失業的危機意識，不可沒有
一對名校畢業的中年夫妻，育有兩個讀高中的小孩，任職於外商高階主管的先生，和任職於大企業的秘書太太，兩人月薪加起來超過15萬，可說是個令人羨慕的家庭，沒想到屋漏偏逢連夜雨，先是太太的部門結束，使得太太沒頭路；緊接著先生又被公司解雇……
由於這對夫妻從入社會開始，薪水就比一般人高，長期養成了高消費的習慣，即使育有兩個小孩，因為置產，每月薪水花到剩不到1萬，保險也未買周全，致使夫妻倆失業才不到三個月，日子就快要撐不下去。
以上這種故事是有可能發生的，原因是我們大多數人要享受類似美國人的生活型態、有車、有屋，加上養兩個小孩，如果生活不節制，在大台北很容易超過10萬元，扣掉所得稅、房屋土地稅、汽車燃料牌照稅、車位油錢、保險、補習、旅遊等費用，每月要存1萬元可能很困難，很多人在初聽到這個故事時，第一個反應就是驚訝，想不到「夫妻兩個人都是高收入、高學歷，也會失業？」接著則是疑惑「他們倆賺那麼多錢，為什麼每個月存不到一萬？」
答案是──他們沒有「隨時會失業」的危機意識。
單身貴族一人飽、全家飽，更容易在快樂的享受生活中失去隨時會失業的危機意識，由於我在35歲、先生驟逝那年，曾經嘗過失去經濟支助的無力感；在替人規劃財務時，也看到許多高收入、低存款的例子，我想，一個人除非親身經歷過沒錢，否則真的很難了解那種被錢逼到窮途末路的痛苦，我相信大家都不希望自己沒錢，但也沒有人可以保證現在的工作、收入可以持續到退休，所以「隨時會失業的危機意識」還是不能沒有，即使你很會賺錢，也不要太奢華，先把安全感存下來吧！
你會將錢用在誰身上？
一位近40歲的林小姐來信詢問：「我每個月賺6萬元，工作了15年，卻存不到50萬，而且我不太買東西，也沒貸款，頂多就是與朋友吃吃飯而已，怎麼會存那麼少錢呢？」
按照她的說法，工作15年只存到50萬，真的是太少了，難道是她記帳記得不夠清楚，漏掉一些沒注意到的大筆開銷嗎？
「沒有，我的消費很單純，平常也不化妝，也不買很貴的保養品，真的就是和朋友吃飯而已。」她在信上如此回答。
林小姐在兩次來信中，均提到自己不浪費，頂多就是和朋友吃飯而已，於是，我針對吃飯這件事提醒她，並請她再多回想，有沒有借錢給別人之類的事情。
不久後，林小姐回信了，她說，自己的確會借錢給朋友，但是到底借出多少，自己也忘了，「因為都是好朋友嘛，所以當初借錢出去的時候，就有對方可能還不了的心理準備」。
此外，針對吃飯這件事，林小姐提到，她與朋友一同吃飯時，幾乎都是她出錢，「有時候5個人就吃掉5000元」。
這就對了，雖然林小姐不買名牌，但她請朋友吃飯所花掉的錢，數字都不小，一個月只要吃10次飯，大概就花掉一半的薪水，加上她又很好心地將錢借給別人，難怪自己也存不到錢了。
我們一般人或許不會像林小姐一樣，對朋友好到如此的境界，不過林小姐的故事，倒可以給我們一個省思：「我們會將錢會用在誰的身上？」
一位朋友除了將錢用在自己身上外，還會奉養父母；一位朋友固定將收入的10％捐給慈善機構；另一位朋友則是用在孩子身上超過自己花費；還有一位朋友將錢借給先生的姊姊，導致自己的銀行存款少了一大半；還有人必須與先生共同負擔公婆住在養護中心的費用……
有人認為花錢是一種藝術，不過林小姐的故事卻說明了「將錢用在誰的身上」更是我們不能忽略的事情，尤其是結婚之後，與我們有關係的人更多時，很可能會面臨一些婚前不會遇到的狀況，像是被妯娌借人頭買房子、替公婆付貸款之類的事情，這些狀況或許不會發生在每個人身上，但總是預想一下比較好。
不管你的錢會花在誰身上，就算是花給自己，請遵守一條鐵律──用錢時，千萬不要超過自己可以負擔的範圍！
作者為聯傑財務顧問公司執行長
單身儲蓄不要少於1/3收入
2006-09 康健雜誌 作者：蕭碧華
生活中，總有許多令人意想不到的事情，當遇到的事情是突如其來的意外時，你會怎麼處理？其實有許多事情是可以未雨綢繆的，當意外來臨時，生活才會有保障。
一個人最好書展，精選書單全面７９折！
單身貴族的儲蓄不要少於收入的三分之一
時下很多單身貴族都喜歡吃美食、上高級餐廳，穿的衣服及用的東西也很講究品味，與小家庭比起來，單身貴族因為較無家累，反而容易陷入無節制的開銷情境中。
這樣的情形不只發生在收入較好的單身貴族中，剛出社會的年輕人因為開始有能力賺錢，可以自由支付收入，也很容易成為「月光族」，月底前就已花光光。甚至以為只要年齡愈長，薪水就會跟著升高，於是無限制地買名牌、分期付款、預借現金……。
有位讀者來信提到，他在發生車禍、工作被迫停止，又必須付醫療費時，才警覺年輕≠無敵鐵金剛，幸好之前曾經存了一點錢，度過了這次的難關，但是錢也用得差不多了，他說，這種身價歸零的感覺實在不太好。
或許年輕人覺得「及時享受才是王道」，我還是建議用「螞蟻族」的心態，來面對工作及金錢，而不要像「蟋蟀族」，天天花在當下。
如果沒有其他的負擔，單身貴族反而是最有辦法儲蓄的人，也不必省到太省，每個月薪水發下來的時候，先將三分之一撥到另一個絕對不動用的帳戶中，以月薪2萬4千元的人來看，即使無利息，每月存8000元，30年將近300萬，也是一筆可觀的數字。
假如你是吃家裏、住家裏的單身貴族，每月若能存到薪水的一半，以月存1萬2千元來說，30年就有近450萬，想像不到吧！
許多單身女性在年過35歲之後，感覺自己應該不會結婚，也燃起「為自己存錢」的動力，當存了一筆錢之後，就會開始萌生「到底要不要買房子」的念頭，我的建議是，先想一想退休後，要住在哪裏？
我認識一位過去留學美國的女性，她原本想買房子，但又有很強烈的慾望想到美國退休，我就建議她不必買房子，反倒是多存錢；另外，也有人很嚮往鄉下生活，那麼也可以不考慮買屋。
但如果你認為自己是個都會人，不活在大都市會很難過，又有固定的收入，那麼就可以開始尋找適合的房子，如此一來將會比較有「定下來」的感覺。
隨時會失業的危機意識，不可沒有
一對名校畢業的中年夫妻，育有兩個讀高中的小孩，任職於外商高階主管的先生，和任職於大企業的秘書太太，兩人月薪加起來超過15萬，可說是個令人羨慕的家庭，沒想到屋漏偏逢連夜雨，先是太太的部門結束，使得太太沒頭路；緊接著先生又被公司解雇……
由於這對夫妻從入社會開始，薪水就比一般人高，長期養成了高消費的習慣，即使育有兩個小孩，因為置產，每月薪水花到剩不到1萬，保險也未買周全，致使夫妻倆失業才不到三個月，日子就快要撐不下去。
以上這種故事是有可能發生的，原因是我們大多數人要享受類似美國人的生活型態、有車、有屋，加上養兩個小孩，如果生活不節制，在大台北很容易超過10萬元，扣掉所得稅、房屋土地稅、汽車燃料牌照稅、車位油錢、保險、補習、旅遊等費用，每月要存1萬元可能很困難，很多人在初聽到這個故事時，第一個反應就是驚訝，想不到「夫妻兩個人都是高收入、高學歷，也會失業？」接著則是疑惑「他們倆賺那麼多錢，為什麼每個月存不到一萬？」
答案是──他們沒有「隨時會失業」的危機意識。
單身貴族一人飽、全家飽，更容易在快樂的享受生活中失去隨時會失業的危機意識，由於我在35歲、先生驟逝那年，曾經嘗過失去經濟支助的無力感；在替人規劃財務時，也看到許多高收入、低存款的例子，我想，一個人除非親身經歷過沒錢，否則真的很難了解那種被錢逼到窮途末路的痛苦，我相信大家都不希望自己沒錢，但也沒有人可以保證現在的工作、收入可以持續到退休，所以「隨時會失業的危機意識」還是不能沒有，即使你很會賺錢，也不要太奢華，先把安全感存下來吧！
你會將錢用在誰身上？
一位近40歲的林小姐來信詢問：「我每個月賺6萬元，工作了15年，卻存不到50萬，而且我不太買東西，也沒貸款，頂多就是與朋友吃吃飯而已，怎麼會存那麼少錢呢？」
按照她的說法，工作15年只存到50萬，真的是太少了，難道是她記帳記得不夠清楚，漏掉一些沒注意到的大筆開銷嗎？
「沒有，我的消費很單純，平常也不化妝，也不買很貴的保養品，真的就是和朋友吃飯而已。」她在信上如此回答。
林小姐在兩次來信中，均提到自己不浪費，頂多就是和朋友吃飯而已，於是，我針對吃飯這件事提醒她，並請她再多回想，有沒有借錢給別人之類的事情。
不久後，林小姐回信了，她說，自己的確會借錢給朋友，但是到底借出多少，自己也忘了，「因為都是好朋友嘛，所以當初借錢出去的時候，就有對方可能還不了的心理準備」。
此外，針對吃飯這件事，林小姐提到，她與朋友一同吃飯時，幾乎都是她出錢，「有時候5個人就吃掉5000元」。
這就對了，雖然林小姐不買名牌，但她請朋友吃飯所花掉的錢，數字都不小，一個月只要吃10次飯，大概就花掉一半的薪水，加上她又很好心地將錢借給別人，難怪自己也存不到錢了。
我們一般人或許不會像林小姐一樣，對朋友好到如此的境界，不過林小姐的故事，倒可以給我們一個省思：「我們會將錢會用在誰的身上？」
一位朋友除了將錢用在自己身上外，還會奉養父母；一位朋友固定將收入的10％捐給慈善機構；另一位朋友則是用在孩子身上超過自己花費；還有一位朋友將錢借給先生的姊姊，導致自己的銀行存款少了一大半；還有人必須與先生共同負擔公婆住在養護中心的費用……
有人認為花錢是一種藝術，不過林小姐的故事卻說明了「將錢用在誰的身上」更是我們不能忽略的事情，尤其是結婚之後，與我們有關係的人更多時，很可能會面臨一些婚前不會遇到的狀況，像是被妯娌借人頭買房子、替公婆付貸款之類的事情，這些狀況或許不會發生在每個人身上，但總是預想一下比較好。
不管你的錢會花在誰身上，就算是花給自己，請遵守一條鐵律──用錢時，千萬不要超過自己可以負擔的範圍！
作者為聯傑財務顧問公司執行長
Wednesday 23 May 2012
GPACKET e-UPDATES
http://www.greenpacket.com/gpinternal_enews/invester_news81/more_01.htm
GREEN PACKET RECORDS POSITIVE EBITDA
OF RM3.9 MILLION IN Q1
P1 surges ahead with first full quarter positive EBITDA of RM3.3 million
Key Highlights:
• Group EBITDA grew to RM3.9 million with P1 Pillar EBITDA contributing RM3.3 million.
• Group EBITDA margin rose 153% Y-o-Y
• P1’s broadband market share increased steadily from 6.9% (end 2010) to 8% (end 2011).
KUALA LUMPUR, 23 May 2012: Green Packet Berhad (the Group) today reported its first quarter financial results for 2012 with an improved Group EBITDA of RM3.9 million, a 153% jump of Year-on-Year. Most importantly, its P1 pillar contributed approximately 85% (RM3.3 million) to the Group’s total EBITDA. The Group’s positive earnings for this quarter are backed by continuous revenue growth through an increased subscriber base, coverage area expansion and stringent cost management.
The Group’s revenue as of 31 March this year increased by 5% Year-on-Year to RM128 million. The Greenpacket Solutions pillar contributed RM22 million and the P1 pillar posted a new high of RM85 million.
“The Group’s latest results and in particularly the positive financial performance of its P1 pillar, is an important milestone for us. While in the competitive environment of the telecommunication industry, it usually takes 5 years for a company to achieve such positive results, it only took us less than 4 years. This shows that we are on the right track,” said Mr. Puan Chan Cheong, Group Chief Executive Officer and Group Managing Director of Green Packet.
In Q1, Greenpacket Solutions pillar closed approximately RM22 million in deals consisting of 90,952 CPEs and 62,437 software license sales. One of the significant contracts won in Q1 for its device business is IBW Group, a Pan-Central American WiMAX operator with operations in Guatemala, Nicaragua, El Salvador and Costa Rica. The contract is for a number of its best award-winning 4G/WiMAX CPEs. This makes IBW Group the 5th global multi-network operator to deploy Green Packet devices. The company is also said to be actively contributing towards TD-LTE initiatives
As for its carrier software business, Q1 saw Greenpacket Solutions pillar successfully developing solutions for PCCW’s 8,000 hotspots in Hong Kong to integrate thousands of Wi-Fi hotspot with China Unicom’s operations in Shanghai, allowing operators to automatically and seamlessly switch subscribers between mobile and Wi-Fi networks. Moreover, Greenpacket Solutions has taken the lead in developing 15 trials with a mix of mobile data offloading and Wi-Fi experience management trials around the world, which include China Mobile and Telefonica, Spain’s largest telecommunication operator.
Puan added, “The Greenpacket Solutions pillar has been instrumental in establishing our global footprint for the past 12 years, its exponential growth and the positive response it received from the Global market have been our key motivator and have enabled us to accurately address evolving market needs. We are excited as we are now making the transition to the next phase of innovation, tackling TD-LTE, wireless data offloading and W-Fi experience management as our next expected market growth areas.”
With its many international business endeavors, the Greenpacket Solutions pillar continues to be the leading provider of connection management solutions in Asia and the world’s third largest supplier of 4G/WiMAX devices.
Meanwhile, the Group’s P1 pillar, saw its first quarter revenue increased to RM 85 million, a 52% increase Year-on-Year. Additionally, P1 has successfully increased its subscriber base to 401,000 with its network now covering 53% of Malaysia’s population.
Puan explained, “We will continue to develop innovative products and value-for-money services to cater to the different customer markets. Such initiatives can be seen in P1’s fiber offering – “Fiber by P1”, which is a strong product proposition for the heavy user and SME market. This is a testament of our commitment to continuously evolve to meet our customers’ needs.”
P1 aims to position itself as a major SME technology enabler for value-added multi-services solutions in response to the growing momentum among Malaysian SMEs leading to increasing demand for information and communications technology service development, to make them more competitive in a global environment
Puan also added, “All in all, it has been a good quarter for us against the backdrop of an overall lackluster period for the industry. These results clearly demonstrate that the P1 pillar has proven its ability to deploy higher speed and quality broadband in Malaysia with low cost of operations, while the Greenpacket Solutions pillar’s continuous growth will help to propel the Group forward in its vision of becoming a leader in delivering best connectivity to enrich lives.”
“However having said that, it is also the faith and trust of our customers in us that has brought the Group to where we are today and we will continue to invest to expand the business further and to ensure that our customers will continue to enjoy our best product offerings and services.”
GREEN PACKET RECORDS POSITIVE EBITDA
OF RM3.9 MILLION IN Q1
P1 surges ahead with first full quarter positive EBITDA of RM3.3 million
Key Highlights:
• Group EBITDA grew to RM3.9 million with P1 Pillar EBITDA contributing RM3.3 million.
• Group EBITDA margin rose 153% Y-o-Y
• P1’s broadband market share increased steadily from 6.9% (end 2010) to 8% (end 2011).
KUALA LUMPUR, 23 May 2012: Green Packet Berhad (the Group) today reported its first quarter financial results for 2012 with an improved Group EBITDA of RM3.9 million, a 153% jump of Year-on-Year. Most importantly, its P1 pillar contributed approximately 85% (RM3.3 million) to the Group’s total EBITDA. The Group’s positive earnings for this quarter are backed by continuous revenue growth through an increased subscriber base, coverage area expansion and stringent cost management.
The Group’s revenue as of 31 March this year increased by 5% Year-on-Year to RM128 million. The Greenpacket Solutions pillar contributed RM22 million and the P1 pillar posted a new high of RM85 million.
“The Group’s latest results and in particularly the positive financial performance of its P1 pillar, is an important milestone for us. While in the competitive environment of the telecommunication industry, it usually takes 5 years for a company to achieve such positive results, it only took us less than 4 years. This shows that we are on the right track,” said Mr. Puan Chan Cheong, Group Chief Executive Officer and Group Managing Director of Green Packet.
In Q1, Greenpacket Solutions pillar closed approximately RM22 million in deals consisting of 90,952 CPEs and 62,437 software license sales. One of the significant contracts won in Q1 for its device business is IBW Group, a Pan-Central American WiMAX operator with operations in Guatemala, Nicaragua, El Salvador and Costa Rica. The contract is for a number of its best award-winning 4G/WiMAX CPEs. This makes IBW Group the 5th global multi-network operator to deploy Green Packet devices. The company is also said to be actively contributing towards TD-LTE initiatives
As for its carrier software business, Q1 saw Greenpacket Solutions pillar successfully developing solutions for PCCW’s 8,000 hotspots in Hong Kong to integrate thousands of Wi-Fi hotspot with China Unicom’s operations in Shanghai, allowing operators to automatically and seamlessly switch subscribers between mobile and Wi-Fi networks. Moreover, Greenpacket Solutions has taken the lead in developing 15 trials with a mix of mobile data offloading and Wi-Fi experience management trials around the world, which include China Mobile and Telefonica, Spain’s largest telecommunication operator.
Puan added, “The Greenpacket Solutions pillar has been instrumental in establishing our global footprint for the past 12 years, its exponential growth and the positive response it received from the Global market have been our key motivator and have enabled us to accurately address evolving market needs. We are excited as we are now making the transition to the next phase of innovation, tackling TD-LTE, wireless data offloading and W-Fi experience management as our next expected market growth areas.”
With its many international business endeavors, the Greenpacket Solutions pillar continues to be the leading provider of connection management solutions in Asia and the world’s third largest supplier of 4G/WiMAX devices.
Meanwhile, the Group’s P1 pillar, saw its first quarter revenue increased to RM 85 million, a 52% increase Year-on-Year. Additionally, P1 has successfully increased its subscriber base to 401,000 with its network now covering 53% of Malaysia’s population.
Puan explained, “We will continue to develop innovative products and value-for-money services to cater to the different customer markets. Such initiatives can be seen in P1’s fiber offering – “Fiber by P1”, which is a strong product proposition for the heavy user and SME market. This is a testament of our commitment to continuously evolve to meet our customers’ needs.”
P1 aims to position itself as a major SME technology enabler for value-added multi-services solutions in response to the growing momentum among Malaysian SMEs leading to increasing demand for information and communications technology service development, to make them more competitive in a global environment
Puan also added, “All in all, it has been a good quarter for us against the backdrop of an overall lackluster period for the industry. These results clearly demonstrate that the P1 pillar has proven its ability to deploy higher speed and quality broadband in Malaysia with low cost of operations, while the Greenpacket Solutions pillar’s continuous growth will help to propel the Group forward in its vision of becoming a leader in delivering best connectivity to enrich lives.”
“However having said that, it is also the faith and trust of our customers in us that has brought the Group to where we are today and we will continue to invest to expand the business further and to ensure that our customers will continue to enjoy our best product offerings and services.”
Sunday 20 May 2012
Green Packet confident of improved valuation | theSundaily
http://www.thesundaily.my/news/384016
Green Packet confident of improved valuation
Posted on 21 May 2012 - 12:04pm
Last updated on 21 May 2012 - 12:16pm
Ee Ann Nee
sunbiz@thesundaily.com
Puan
PETALING JAYA (May 21, 2012): Green Packet Bhd is undervalued with the stock currently trading near its record low, but its founder is confident that the broadband provider will be given a proper valuation when it turns around this year with its first positive earnings before interest, taxes and depreciation and amortisation (ebitda).
The company, according to its group managing director and group CEO Puan Chan Cheong, has not been given the right valuation.
"We believe when the group turns ebitda-positive in 2012, the confidence and sentiment (of investors) will be different, despite the public equity market not giving us the valuation due to risks and long gestation period," he told SunBiz in an interview.
At last Friday's closing price of 50.5 sen, the company has a market capitalisation of RM332.2 million, much lower than Puan's valuation of RM1 billion based on sum-of-parts calculation.
According to Puan, its 57%-owned 4G broadband unit Packet One Networks (Malaysia) Sdn Bhd is valued at nearly RM1.5 billion based on the US$100 million (RM312 million) invested by SK Telekom Co Ltd of South Korea for a 26% stake in the company, and the solutions business, which is valued at not less than RM200 million.
Last year, the solutions business posted a profit of RM25 million, and the price tag of RM200 million is based on the 8-12 times price earnings multiples fetched by major telecommunications companies.
Puan said this year also marks the end of the group's five-year transformation plan, and all sights will be on the company's financial results. It is expected to release its first-quarter 2012 results this Wednesday.
"The focus now is to build a positive ebitda, and when the group is cashflow-positive operationally, the route to profitability will come. Overall, revenue needs to be over RM600 million for us to achieve a positive ebitda."
Green Packet expects an annual performance of over RM1 billion in revenue by 2015 and more than RM500 million in ebitda by 2020. It is looking at an annual growth of RM100 million in ebitda from next financial year.
The group achieved its first positive ebitda in the month of December 2011, mainly from its solutions business. It expects both its solutions and 4G broadband – the latter via Packet One Networks (Malaysia) Sdn Bhd (P1) – pillars to also be ebitda-positive this year.
"Achieving investor confidence and share price performance is a matter of time," Puan said, adding that the group has developed its capabilities to compete with the telecommunications incumbents and beaten competition from newcomers.
He said some institutional investors took a temporary exit from Green Packet and divested their shares in the company because of the risk profile and the long term investment-changing landscape.
Despite this, it attracted long term shareholders Intel Capital and SK Telecom to invest in P1, in which the former holds a 17% stake in P1. Green Packet holds a 57% interest in P1.
He said the ebitda target had been postponed for a year after SK Telecom invested in the company, as it wanted Green Packet to gain more market share and become ebitda-positive.
Puan believes that ebitda and a positive cashflow are key factors in gauging the performance of telcos.
"For an infrastructure investment like telco, the capital expenditure (capex) is front-loaded. If we invest RM1 billion in capex, the amortisation and depreciation will be RM100 million a year over a period of 10 years. Hence, the more accurate measurement for the telco business will be the ebitda."
Green Packet is now the country's fourth largest broadband provider, with 388,000 paying subscribers. The group has a nationwide coverage of 55%, and an 80% coverage in the Klang Valley alone.
"By year-end, we expect a 100% coverage in the Klang Valley, and this will pave the way for us to offer mobile broadband and handset next year," said Puan.
The company has spent RM250 million to RM300 million a year in the last four years.
"We're looking at investing RM30 million to RM40 million this year on the roll-out (of our broadband services) in Sabah, starting in Kota Kinabalu," he added.
Green Packet confident of improved valuation
Posted on 21 May 2012 - 12:04pm
Last updated on 21 May 2012 - 12:16pm
Ee Ann Nee
sunbiz@thesundaily.com
Puan
PETALING JAYA (May 21, 2012): Green Packet Bhd is undervalued with the stock currently trading near its record low, but its founder is confident that the broadband provider will be given a proper valuation when it turns around this year with its first positive earnings before interest, taxes and depreciation and amortisation (ebitda).
The company, according to its group managing director and group CEO Puan Chan Cheong, has not been given the right valuation.
"We believe when the group turns ebitda-positive in 2012, the confidence and sentiment (of investors) will be different, despite the public equity market not giving us the valuation due to risks and long gestation period," he told SunBiz in an interview.
At last Friday's closing price of 50.5 sen, the company has a market capitalisation of RM332.2 million, much lower than Puan's valuation of RM1 billion based on sum-of-parts calculation.
According to Puan, its 57%-owned 4G broadband unit Packet One Networks (Malaysia) Sdn Bhd is valued at nearly RM1.5 billion based on the US$100 million (RM312 million) invested by SK Telekom Co Ltd of South Korea for a 26% stake in the company, and the solutions business, which is valued at not less than RM200 million.
Last year, the solutions business posted a profit of RM25 million, and the price tag of RM200 million is based on the 8-12 times price earnings multiples fetched by major telecommunications companies.
Puan said this year also marks the end of the group's five-year transformation plan, and all sights will be on the company's financial results. It is expected to release its first-quarter 2012 results this Wednesday.
"The focus now is to build a positive ebitda, and when the group is cashflow-positive operationally, the route to profitability will come. Overall, revenue needs to be over RM600 million for us to achieve a positive ebitda."
Green Packet expects an annual performance of over RM1 billion in revenue by 2015 and more than RM500 million in ebitda by 2020. It is looking at an annual growth of RM100 million in ebitda from next financial year.
The group achieved its first positive ebitda in the month of December 2011, mainly from its solutions business. It expects both its solutions and 4G broadband – the latter via Packet One Networks (Malaysia) Sdn Bhd (P1) – pillars to also be ebitda-positive this year.
"Achieving investor confidence and share price performance is a matter of time," Puan said, adding that the group has developed its capabilities to compete with the telecommunications incumbents and beaten competition from newcomers.
He said some institutional investors took a temporary exit from Green Packet and divested their shares in the company because of the risk profile and the long term investment-changing landscape.
Despite this, it attracted long term shareholders Intel Capital and SK Telecom to invest in P1, in which the former holds a 17% stake in P1. Green Packet holds a 57% interest in P1.
He said the ebitda target had been postponed for a year after SK Telecom invested in the company, as it wanted Green Packet to gain more market share and become ebitda-positive.
Puan believes that ebitda and a positive cashflow are key factors in gauging the performance of telcos.
"For an infrastructure investment like telco, the capital expenditure (capex) is front-loaded. If we invest RM1 billion in capex, the amortisation and depreciation will be RM100 million a year over a period of 10 years. Hence, the more accurate measurement for the telco business will be the ebitda."
Green Packet is now the country's fourth largest broadband provider, with 388,000 paying subscribers. The group has a nationwide coverage of 55%, and an 80% coverage in the Klang Valley alone.
"By year-end, we expect a 100% coverage in the Klang Valley, and this will pave the way for us to offer mobile broadband and handset next year," said Puan.
The company has spent RM250 million to RM300 million a year in the last four years.
"We're looking at investing RM30 million to RM40 million this year on the roll-out (of our broadband services) in Sabah, starting in Kota Kinabalu," he added.
Thursday 17 May 2012
Useful Android Tool (8) : Folder Organizer
For you to organize apps, contacts, bookmarks and others especially when you have too many apps :P
Wednesday 16 May 2012
教师节快乐
今天是教师节
听到电台播出听众对老师歌颂
突然想起一路来教过我的老师
印象比较深的是
二年级的En Ismail， 国语老师，通窍华语，当我们不明白时，会以中文解释给我们听。
二年级的唐永发老师，补习老师，很耐心的教我的老师也让我开窍的老师。
三年级的何妹老师，班主任，一听到这名字，大家都会静下来，可以想像是那么的凶。其实她从二年级就开始骂我们了。呵呵。
五年级的葛伟凤老师，班主任，印象中不凶，很喜欢笑。
六年级的王碧娥老师，班主任，很凶，教我们打篮球，UPSR后还特地教我们很多课外知识。
六年纪（如果没记错）的付永铃老师，人文科学老师，唯一一位被我们气到哭出来的老师，还被王老师训了很久。当时的我们，真的很坏。
六年级的Mr Saw,英文老师，讲很正统的英文，上课前都会先抽烟.
预备班的美术老师，忘记名字了，带着“L"型的藤鞭，当然也很凶。
中一，中二的Pn Lian, 很耐心的教我们数学。
中三的Pn Soong, 教数学的，很凶，很严格。
中四的Pn Chuah,教Add Maths, 时常叫我们“撞墙壁”， 罚“跑球场”的。
中六的Pn Chew, 教Further Maths, 最记得的一句话，就是借了PTPTN后,一定要还，让更加多的人可以上大学
中六的Mr Chu, 教Further Maths, 因为没有老师，他硬着头皮教我们，还被我们在背后笑，真的很不该。
大学的老师就不大记得了。。。
在这里只想向教过我的老师
说声谢谢老师，教师节快乐。
Friday 11 May 2012
Thursday 10 May 2012
Sunday 6 May 2012
Wednesday 2 May 2012
笑一笑（转）
父:这次考试，行情如何？
子:发生崩盘，指数暴跌。
父:报一下收盘价位。
子:数学56，语文43，物理52，政治49，化学58。
父:怎么搞的?满盘皆墨。以前走势尚好，这次怎么多翻空了?
子:从基本面分析，平时上课因研究股市行情而没能好好听课;从技术面分析，这次监考太严，各种救市措施无法出台。
有一农妇初次进城！看到高楼，便数了起来！一骗子过来问道：“数几层了？罚款！每层5元！”农妇答：“十层！”随后，农妇交了钱。旁观者对农妇说：“你也太傻了吧！”农妇大怒：“你TMD的才傻呢！其实我数了十八层。
小学的时候，有一回，同桌借给一盘录像带。回家看的时候，看到有一行字是“18岁以下的青少年，请在父母的陪同下观看”，然后赶紧跑去找父母。后来，差不多整整一个星期鼻青脸肿中渡过。——这就是听话的孩子的下场！
Thursday 26 April 2012
全球雇员休假天数：大马假期第二多 Employees worldwide, the number of vacation days: Malaysia (转）
【TechDaily电子报2012年4月26日综合报道】在工作与生活之间保持平衡并非容易之事。对于很多人来说，休假是十分奢侈的事情。全球四大HR咨询公司之一的美世（Mercer）公司对全球62个国家雇员的假期进行了调查和统计，结果显示，英国和波兰的雇员拥有最慷慨的法定带薪假期，分别为28天和26天，而大马则以16天排名31位。
带薪假期天数位列最后五位的国家分别是印尼（12天）、加拿大（10天）、中国（10天）、泰国（6天）以及菲律宾（5天）。
统计以“每周工作5天且已有10年工龄”的全球雇员拥有的法定带薪年假以及法定公众假期为基础，数据不含周六日。
[TechDaily Newsletter April 26, 2012 Roundup] between work and life is not easy to balance things. For many people, vacation is a luxury. One of the world's top four HR consulting firm Mercer (Mercer) holidays of 62 countriesworldwide employees, surveys and statistics showed that employees in theUnited Kingdom and Poland have the most generous statutory paid holidays, respectively, for 28 days 26 days, while Malaysia ranked 31 for 16days.
Paid vacation days ranked last five countries are Indonesia (12 days),Canada (10 days), China (10 days), Thailand (6 days) and the Philippines(5 days).
Statistics in order to work five days a week and has 10 years of service."Global employee-owned statutory paid annual leave and statutory public holidays, based on data excluding Saturday and Sunday.
亚太地区带薪年假最少
美世公司的报告显示，平均来说，西欧国家有着世界上最多的带薪年假，相反，亚太地区拥有的带薪年假最少。英国人有着理论上最多的法定年假，而美国由于对带薪年假没有强制性的要求，所以全球最低。
亚太地区的法定年假较少，但法定年假多不含公众假期。尽管如此，亚太国家的休假水平仍然远低于欧洲国家。
Asia-Pacific region to paid annual leave at least
Mercer's report shows that the average Western European country has the world's largest annual paid leave, on the contrary, the Asia-Pacific regionhas the least paid annual leave. The Englishman has a theoretical maximum of the statutory annual leave, while the United States becausethere is no mandatory requirement for annual paid leave, the lowest in the world.
Statutory annual leave less of the Asia-Pacific region, but the statutoryannual leave more than excluding public holidays. Nevertheless, leave the level of the Asia-Pacific countries are still far lower than European countries.
奥地利和马耳他应该是拥有世界上潜在假期最多的国家，前者拥有最低的25天带薪年假以及13天的公众假期，后者拥有24天带薪年假以及14天公众假期，总共38天的的假期秒杀其他国家。
菲律宾和加拿大假期最少，包含公众假期分别是20天和19天。单就公众假期来说，哥伦比亚人民有着全球最多的18天公众假期，而墨西哥则只有可怜的7天。
Austria and Malta should have the potential holiday on the world than any other country, the former has a minimum of 25 days paid annual leave and 13 days of public holidays, which has 24 days paid annual leave and 14 days of public holidays, a total of 38 days vacation spike other countries.
The Philippines and Canada holiday at least, contain a public holiday is 20 days and 19 days respectively. Solely on public holidays, the people of Colombia have the world's largest 18-day public holiday, while Mexico is a miserable seven days.
大马公共假期排名第二
而大马公共假期天数排名第二位，仅次于哥伦比亚，和黎巴嫩、印度和泰国同样拥有16天。
该调查指出，大马员工法定最低带薪年假和法定公众假期各为16天，而全年年假天数则32天。
据网易报道，由于实际放假的规定取决于各公司的具体合同以及各国不同的公众假期规定，所以雇员究竟能休多少天假期，实际上可能比较复杂。
以英国为例，英国雇员可以有28天的带薪年假以及8天的公众假期，共计36天，但法律同时规定雇主这28天的带薪年假中可以包含公众假期，这样英国雇员实际的休假水平并不及欧洲其他国家。
表面上，美国和加拿大在休假天数上全球最少。但美国联邦法律并没强制规定带薪年假，因此假期政策在美国也千差万别。
一般来说，在拥有5-10年工龄后，美国多数组织和公司会提供为期3周的假期，而工会成员一般都会按照集体协议的规定进行休假。因此联邦法律没有带薪年假规定，并不意味着美国人没有假期。
事实上，加上法定假期，美国人一般每年能拥有25天左右的假期。这种情况在加拿大同样存在，加拿大各省之间对年假的规定不太一样，一般来说，在拥有20-25年的工龄后，加拿大公司都会提供每年6周的假期。
亚太地区中，日本、澳大利亚和新西兰一般拥有20天年假，数量上跟西欧某些国家相当。
Malaysian public holidays, ranking second
The Malaysian public holidays the number of days ranked second place, second only to Colombia, Lebanon, India and Thailand also has 16 days.
The survey pointed out that Malaysian employees of statutory minimum paid annual leave and statutory public holidays each 16 days throughout the year annual leave days is 32 days.
Netease reports that, due to the provisions of the actual holiday depends on the specific contract, as well as national public holidays provisions, so employees what can break the number of days of holidays, in fact, may be more complicated.
UK, for example, the UK employees 28 days of paid annual leave and 8 days public holidays, for a total of 36 days, but the law also provides that the employer 28 days paid annual leave can be included in the public holidays, so that UK employees vacation level and not the other European countries.
Surface, the United States and Canada in the global minimum of the number of vacation days. United States federal law did not enforce the provisions of paid annual leave, holidays policies vary widely in the United States.
In general, with 5-10 years of service, the majority of U.S. organizations and companies will provide a three-week holiday, union members will be conducted in accordance with the provisions of collective agreements on leave. Federal law to paid annual leave provisions, does not mean that Americans have no holidays.
Fact, plus statutory holidays, Americans generally a year has 25 days around the holidays. This situation also exists in Canada, annual leave between the Canadian provinces are not the same, generally speaking, have 20-25 years of service, the Canadian company will provide six weeks vacation per year.
In the Asia-Pacific region, Japan, Australia and New Zealand generally has 20 days annual leave, a considerable number with some countries in Western Europe.
菲律宾年假最少垫底
中国、泰国、菲律宾分别以10天、6天和5天的年假垫底。中国《职工带薪年休假条例》规定，各类机关团体企事业单位的职工，凡连续工作1年以上的，均可享受带薪年休假。具体分三档：累计工作在1到10年间的休5天；工作累计满10年不满20年的休10天；满20年的休15天。
美世公司的医疗咨询顾问沃尔夫冈·塞德尔认为，休假是保持员工康乐的重要方式。某些公司尽可能降低年假数量以减少雇员缺工给公司造成的损失，但这些公司会发现其员工的积极性、健康、效率等都处于较低水平。为员工提供工作以外足够的休息和放松时间至关重要。
Philippine annual leave at least the bottom
China, Thailand, the Philippines, respectively, to 10 days, 6 days and 5 days annual leave at the bottom. Paid Annual Leave Regulations provides that workers of all kinds of organizations, groups, enterprises and institutions who work continuously more than 1 year, may be entitled to paid annual leave. Specific in third gear: cumulative work five days off in 1-10 years; accumulated over 10 years but less than 20-year break for 10 days; at least 20 years off for 15 days.
Mercer's medical consultant Wolfgang Seidel, vacation is an important way to keep staff recreation. Some companies as much as possible to reduce annual leave number in order to reduce the losses caused by employees' lack of work, but these companies will find that the enthusiasm of the staff, health, efficiency and so on at a low level. Adequate rest and relaxation time is essential to provide staff with outside of work.
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